Long Term Business Loans & Lines of Credit
Get Started Today And Speak To An Advisor
WHAT IS A LONG TERM BUSINESS LOAN OR BUSINESS LINE OF CREDIT?
SIMPLE APPLICATION
Our simple application can get you a business loan or line of credit quickly.
600+ FICO
Lower credit scores? No problem! Most of our business loan options have a minimum FICO score of only 600.
LARGER AMOUNTS
Get the most business money available with the highest dollar amounts.
SAME DAY APPROVALS
Get approved quickly. We can let you know right away if we can help you.
WHAT ARE THE QUALIFICATIONS?
1 Year in Business
You can qualify for our top financing options with as little as 1 year in business.
$5,000 Monthly Gross Sales
The minimum to qualify for financing options is gross sales must be $5,000 per month.
600 FICO Score
We have financing options with a minimum FICO score of 600+
What is a long-term non-MCA business loan or line of credit?
We offer long term business loans or business lines of credit only under your EIN number without showing up on your personal credit up to 10 year terms.
These are not short term MCA loans. They are not daily payment loans or weekly payment loans.
Build business credit under your EIN number to establish business credibility.
Who Uses It?
• Clients that want a long term payback solution on their business capital. Not MCA’s or merchant cash advances.
•Clients that want the business debt to show up under the EIN number of the business.
•Clients that want to build business credit only.
Business loans can be used to consolidate debt (including MCA loans), refinance existing loans for better terms, or fund acquisitions or mergers.
FAQ’s
What is a long-term non-MCA business loan line of credit?
A long-term non-MCA business loan or line of credit is financing issued under your business EIN (Employer Identification Number) rather than your personal SSN. It provides flexible access to capital without the structure of a Merchant Cash Advance (MCA).
What is the advantage of getting business loans or lines of credit only under your EIN number?
The primary advantage is that the financing does not appear on your personal credit report. It also separates your business credit from your personal credit profile, allowing you to build and strengthen your business credit independently.
Does the business loan or line of credit show up under my personal credit?
No. These financing options are structured under your business EIN and do not report to your personal credit profile.
How long does the term go up to?
Loan terms typically range from six months up to 10 years, depending on the financing structure and approval qualifications.
Benefits
- Longer term loans up to 10 years
- Money under the EIN number
- Separation of business and personal debt
- Develop business credit and get higher loan amounts.
Our Programs Could Be the Solution You’ve Been Looking For
Stop worrying about complicated processes and financing arrangements with high interest rates. Let us work with you to find a better fit for your funding.
Free Consultation
Our dedicated support team is available around the clock to assist you.
Tailored Solutions
We will help you find the best solution for your funding needs.
Step 1
Get Approved
Apply today and get approved quickly
Can’t show your financial paperwork?We use stated income to qualify you! We don’t need it!
Step 2
Get a Solution
Get a solution through your funding specialist
Call us at 888-294-2584 and we will give you a solution to get financing for your business!
Step 3
Get Cash
Get the money you need in your account without fuss
We can help you get the financing you need in about a week!
